Individuals

INDIVIDUALS

Mortgages

Wherever you are on your homeownership journey, we can help you to find the most appropriate products for you. Whether you’re a first time buyer, looking to downsize or release equity, or want to look into a buy-to-let property, our advisers can guide you.

INDIVIDUALS

Mortgages

Wherever you are on your homeownership journey, we can help you to find the most appropriate products for you. Whether you’re a first time buyer, looking to downsize or release equity, or want to look into a buy-to-let property, our advisers can guide you.

INDIVIDUALS

Protection

Financial protection can cover a number of options, from life assurance to income protection, critical illness cover to private medical insurance. Designed to help relieve the financial burden on yourself and your loved ones, we can talk you through your choices.

INDIVIDUALS

Investments

At Prosperity Wealth, our advisers can work with you to put together an investment strategy that fits your goals. Whether you’re looking to generate income or invest for growth, we can help you on your way.

INDIVIDUALS

Investments

At Prosperity Wealth, our advisers can work with you to put together an investment strategy that fits your goals. Whether you’re looking to generate income or invest for growth, we can help you on your way.

INDIVIDUALS

Retirement

Throughout your working life, you may accumulate a number of pensions from your employers or from a private pension. Our advisers can help to review your pension(s), find out how the current values and what you can expect to receive when you access them. This can include pension transfers, should your adviser believe that your prospects could be improved by moving elsewhere.

INDIVIDUALS

Retirement

Throughout your working life, you may accumulate a number of pensions from your employers or from a private pension. Our advisers can help to review your pension(s), find out how the current values and what you can expect to receive when you access them. This can include pension transfers, should your adviser believe that your prospects could be improved by moving elsewhere.

INDIVIDUALS

Cash Flow Planning

A huge part of what we do at Prosperity centres around ongoing advice and clients seeing the benefits of the Prosperity Pathway. One of the key areas of initial and ongoing advice for us is Cashflow Planning. Cashflow Planning helps us to advise our clients on the decisions they are making and helps us to shape and amend financial plans.

INDIVIDUALS

Cash Flow Planning

A huge part of what we do at Prosperity centres around ongoing advice and clients seeing the benefits of the Prosperity Pathway. One of the key areas of initial and ongoing advice for us is Cashflow Planning. Cashflow Planning helps us to advise our clients on the decisions they are making and helps us to shape and amend financial plans.

INDIVIDUALS

Inheritance Tax

Currently, tax is payable on estates valued at £325,000 or over at a rate of 40%. Over a lifetime, you may have acquired assets including a home, pension, savings and shares. There are many legal ways to reduce this bill, such as by leaving smaller gifts, which can help maximise the value of your legacy.

INDIVIDUALS

Inheritance Tax

Currently, tax is payable on estates valued at £325,000 or over at a rate of 40%. Over a lifetime, you may have acquired assets including a home, pension, savings and shares. There are many legal ways to reduce this bill, such as by leaving smaller gifts, which can help maximise the value of your legacy.

INDIVIDUALS

Equity Release

If you’re over 55, there are many ways to release the equity tied up in your home. Whether this is taken as a lump sum, smaller amounts, or a combination of both, equity release can be an option for those requiring cash for unexpected expenses or facing a pension shortfall.

INDIVIDUALS

Equity Release

If you’re over 55, there are many ways to release the equity tied up in your home. Whether this is taken as a lump sum, smaller amounts, or a combination of both, equity release can be an option for those requiring cash for unexpected expenses or facing a pension shortfall.

INDIVIDUALS

Long-Term Care

There may come a time when you or your partner needs access to specialist long-term care. In these cases, whether this is in your own home or at a retirement or care home, you may need to look into finance options such as a deferred payment agreement on your property, equity release or downsizing.

INDIVIDUALS

Long-Term Care

There may come a time when you or your partner needs access to specialist long-term care. In these cases, whether this is in your own home or at a retirement or care home, you may need to look into finance options such as a deferred payment agreement on your property, equity release or downsizing.

We are ready to help

Want to find out more? Enter your details and our team will be in touch to see how we can help you on your financial journey. If we’re a good match, we’ll be happy to arrange an initial meeting, at our cost.